How to Spend Less … Without Being Miserable
28 Apr 09

Personal debt in the UK is growing at the alarming rate of over £1 million every half hour[1]. With average household debt totalling £21,640[2] and 205 homes being repossessed each day[3]  we all know it's  time to get serious about controlling our personal finances. Unfortunately the idea of frugality usually conjures an image of dismally counting your pennies and cutting out all those little pleasures and luxuries.
  
 Fear not, bestselling author of the internationally acclaimed The Rules of... series Richard Templar has come to the rescue. In his new book How to Spend Less... without being miserable, he guides you through 100 practical and valuable ideas to reduce your spending, without having to turn your back on those important little pleasures in life... so you really can have your cake and eat it . 

 With his friendly and warm style, Templar takes the stress out of managing your finances. There are no tediously detailed expenditure diaries, nor depressingly meticulous spending budgets. Instead Templar takes you on a journey through fun and effective ways to reduce your outgoings and make your money stretch further and ultimately live a life less expensive.

	How to Spend Less Without Being Miserable
	Author	Richard Templar
	Pub Date	21 Apr 2009
	Price	£9.99
	Publisher	Prentice Hall Life
	ISBN10	0273725556
	ISBN13	9780273725558
		Find out more or purchase How to Spend Less Without Being Miserable at Pearson Books.

For further information please contact:
Alex Cunningham
t: 07973186502
e: alexcunningham.pr@googlemail.com

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All information and prices correct at time of writing.